Last-minute foreclosure strategy fails

Trial Notebook

By Steven P. Garmisa

Hoey & Farina

Posted March 27, 2017 1:33 PM

Handing new ammunition to Joseph Hartman as he neared the end of a 2008 mortgage foreclosure case, the Illinois Appellate Court ruled that a residential mortgage is “void as against public policy” if the company that brokered the loan wasn’t licensed under the Residential Mortgage License Act. First Mortgage Co. v. Dina, 2014 IL App (2d) 130567Section 1-3(a) of the “License Act” prohibits any entity from engaging in the business of “brokering, funding, originating, servicing or …

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