Although Illinois “public policy prohibits insurance against liability for punitive damages that arise out of the misconduct of the insured,” Crawford Laboratories v. St. Paul Insurance Co., 306 Ill.App.3d 538 (1999), Kevin and Melissa Fox — who successfully sued several Will County detectives under 42 U.S.C. Section 1983 for allegedly coercing Kevin into falsely confessing to raping and murdering their 3-year-old daughter — argued that American Alternative Insurance Corp. was liable for a …