Lee Catledge followed the procedure set by Section 143.23 of the Illinois Insurance Code for asking Anne Melissa Dowling, the acting director of the Department of Insurance, to order Nationwide Mutual Fire Insurance Co. to rescind a notice of cancellation for his homeowners’ policy.Nationwide claimed it was entitled to cancel because Catledge’s property was the target of a foreclosure case. This lawsuit, according to Nationwide, qualified as a substantial change in the risk it assumed under the policy.When …